Consulting0v→SRTIPAED 5,500QUOTEInnovators package · licence-only14m ago·
IT / SaaS2v→IFZAAED 23,400LICENCELicence issued · day 447m ago·
Trading1v→RAKEZAED 10,500REROUTEDWio declined → Mashreq approved1h 12m ago·
Consulting0v→DIFCAED 5,500IBANCBI account live · day 92h ago·E-commerce0v→SHAMSAED 5,750LICENCEMedia package · 4h express2h 44m ago·
General Trading3v→RAKEZAED 18,500QUOTE3 visas bundled · Portal 3603h ago·
Consulting1v→IFZAAED 16,700REROUTEDRAKBANK declined → HSBC pending3h 18m ago·Freelance1v→AFZAED 10,800IBANADCB live · day 64h ago·
Marketing0v→SPCAED 5,750LICENCE24-hour express issue5h ago·
Fintech0v→ADGMAED 44,000QUOTERegLab application opened6h ago·Consulting0v→SRTIPAED 5,500IBANWio live · 48h post-licence8h ago·
Freelance1v→UAQAED 11,000LICENCEUAQ START · day 29h ago·
Trading2v→ANCFZAED 15,200QUOTEUpgraded from zero-visa package11h ago·Crypto / Web30v→DMCCAED 31,000LICENCEVARA sandbox licence · day 813h ago·IT / SaaS2v→IFZAAED 23,400EIDEID issued · founder + partner14h ago·
Marketing0v→SHAMSAED 5,750QUOTEInstallment · 12 × AED 57316h ago·
Consulting1v→SRTIPAED 9,690LICENCEInnovators · day 518h ago·General Trading4v→DMCCAED 51,684REROUTEDWio declined → Mashreq approved20h ago·
Consulting0v→DIFCAED 5,500IBANEmirates NBD live · day 3yesterday·E-commerce1v→ANCFZAED 10,800LICENCE15-min registration · same-dayyesterday·Logistics3v→JAFZAAED 25,000QUOTEFZE Type 1 + warehouse leaseyesterday·
Consulting0v→IFZAAED 12,200IBANMashreq live · day 62d ago·Industrial4v→KIZADAED 145,000LICENCEIndustrial + 2,000 sqm plot2d ago·Innovation0v→Innovation CityAED 6,600LICENCEIdea package · on-chain issuejust now·Consulting0v→SRTIPAED 5,500QUOTEInnovators package · licence-only14m ago·IT / SaaS2v→IFZAAED 23,400LICENCELicence issued · day 447m ago·Trading1v→RAKEZAED 10,500REROUTEDWio declined → Mashreq approved1h 12m ago·Consulting0v→DIFCAED 5,500IBANCBI account live · day 92h ago·E-commerce0v→SHAMSAED 5,750LICENCEMedia package · 4h express2h 44m ago·General Trading3v→RAKEZAED 18,500QUOTE3 visas bundled · Portal 3603h ago·Consulting1v→IFZAAED 16,700REROUTEDRAKBANK declined → HSBC pending3h 18m ago·Freelance1v→AFZAED 10,800IBANADCB live · day 64h ago·Marketing0v→SPCAED 5,750LICENCE24-hour express issue5h ago·Fintech0v→ADGMAED 44,000QUOTERegLab application opened6h ago·Consulting0v→SRTIPAED 5,500IBANWio live · 48h post-licence8h ago·Freelance1v→UAQAED 11,000LICENCEUAQ START · day 29h ago·Trading2v→ANCFZAED 15,200QUOTEUpgraded from zero-visa package11h ago·Crypto / Web30v→DMCCAED 31,000LICENCEVARA sandbox licence · day 813h ago·IT / SaaS2v→IFZAAED 23,400EIDEID issued · founder + partner14h ago·Marketing0v→SHAMSAED 5,750QUOTEInstallment · 12 × AED 57316h ago·Consulting1v→SRTIPAED 9,690LICENCEInnovators · day 518h ago·General Trading4v→DMCCAED 51,684REROUTEDWio declined → Mashreq approved20h ago·Consulting0v→DIFCAED 5,500IBANEmirates NBD live · day 3yesterday·E-commerce1v→ANCFZAED 10,800LICENCE15-min registration · same-dayyesterday·Logistics3v→JAFZAAED 25,000QUOTEFZE Type 1 + warehouse leaseyesterday·Consulting0v→IFZAAED 12,200IBANMashreq live · day 62d ago·Industrial4v→KIZADAED 145,000LICENCEIndustrial + 2,000 sqm plot2d ago·Innovation0v→Innovation CityAED 6,600LICENCEIdea package · on-chain issueBefore you read further
AFZ may not fit 4 things you're probably after.
If any of these apply to you, the linked alternative will save you a week. Close this tab before you waste it.
Not for crypto / Web3
→ DMCCVirtual-asset activities need a VARA / FSRA / DIFC licence; this zone doesn't issue one.
Not for F&B
→ MainlandRestaurants, cafés, cloud kitchens need a mainland DED foodservice licence. Free zones don't issue these.
Not for clinics
→ DHCCDHA-regulated medical/clinical activity requires Dubai Healthcare City (DHCC).
Visa cap: 8
→ Browse higher-cap zonesPlanning a team of 9+? You'll hit this zone's visa cap. Consider SRTIP / IFZA / JAFZA (unlimited).
Ajman · Free Zone
First-party verifiedAjman Free Zone
AED 4,888 NuVenture · AED 10,800 with visa · installment payments (unique)
2d
License in
8
Visa quota
3500+
Activities
6/10
Bank score
Established 1988 — the second-oldest UAE free zone after JAFZA. Parent: Free Zones Authority of Ajman (FZA). NuVenture at AED 4,888 is the cheapest published UAE free-zone licence (zero-visa, up to 5 activities). 1-Visa Package AED 10,800 is the cheapest visa-bundled channel-partner package (beats UAQ FTZ's AED 12,500 START). AFZ is the ONLY UAE free zone that accepts installment payments (2, 3, or 6 post-dated UAE cheques) — a unique cash-flow advantage. 20,000+ registered companies from 145+ countries. 3,500+ permitted activities (2nd-widest catalogue after RAKEZ). Visa all-in AED 3,600 including medical + Emirates ID. Onsite employee accommodation available (unique among UAE FZs). 2008 Al Zorah freehold zone decree + 2026+ AI-integrated services roadmap.
Starting from
VerifiedAED 4,888
AFZ NuVenture · cheapest UAE FZ licence · 1 year
Includes: NuVenture — Commercial / Service / E-Commerce licence, up to 5 activities, zero visas, installment payments
AED 4,888 NuVenture · AED 10,800 visa-bundled · 2/3/6 installments
Established 1988 — the second-oldest UAE free zone. 20,000+ companies from 145+ countries, 3,500+ permitted activities with up to 5 activities per licence. The ONLY UAE channel-partner free zone that accepts installment payments (2, 3, or 6 post-dated cheques) — plus onsite employee accommodation, an Offshore option, and the cheapest published UAE free-zone licence. Every figure channel-partner verified.
Cheapest UAE free zone licence · installment payments available
AED 4,888 NuVenture — 5 activities, zero visa
AFZ publishes AED 4,888 for NuVenture (zero-visa, up to 5 activities) — the cheapest UAE free zone licence. Add a visa for the AED 10,800 1-Visa Package (the cheapest visa-bundled channel-partner option in the UAE). AFZ is the ONLY UAE free zone that accepts installment payments (2, 3, or 6 post-dated UAE cheques). Every figure below is channel-partner verified.
What does Ajman Free Zone cost in 2026?
From AED 4,888
AFZ publishes 6 tier-based packages — from the flagship NuVenture zero-visa licence through visa-bundled packages, Smart Office, and Executive Office tiers. All support 2, 3, or 6 installment payments.
Flagship
NuVenture (Zero-Visa)
Cheapest UAE free zone licence — no visa, up to 5 activities
AED 4,888
Published AFZ rate
Up to 5 activities
Entry-level alternative
Low-Cost Licence (from)
Entry-level zero-visa package
AED 5,500
Published AFZ rate
Up to 5 activities
Business Setup (from)
Package: licence + office + basic services
AED 6,000
Published AFZ rate
Based on licence type
Cheapest visa-bundled channel-partner package
1-Visa Package
Licence + 1 visa — cheapest visa-inclusive channel-partner option
AED 10,800
Published AFZ rate
Up to 5 activities
Growing-team tier
Smart Office Package
Semi-private office, higher visa allocation
AED 10,000
Published AFZ rate
Up to 5 activities
Flagship dedicated office
Executive Office Package
Dedicated furnished office, multi-visa, 14k–25k+/yr
AED 14,000
Published AFZ rate
Up to 5 activities
Visas & government fees
AED 3,600 all-in per visa · e-visa in 48–72 hours
AFZ publishes AED 3,600 all-in per visa (includes processing AED 850, medical AED 450, Emirates ID AED 370) — one of UAE's cheapest per-visa costs. E-Channel is a separate one-time registration: AED 2,300 + AED 5,025 fully-refundable deposit + AED 1,100 annual renewal.
Workspace · flexi-desk to executive office
Flexi AED 5,500–AED 9,500 · Smart AED 10,000–AED 15,000 · Executive AED 14,000–AED 25,000+
Flexi-desk AED 5,500–9,500/yr (business address + mail handling, 1–2 visas). Smart Office AED 10,000–15,000/yr (semi-private, growing teams). Executive Office AED 14,000–25,000+/yr (private furnished, multi-visa). Short-term warehouses from 100 sqm — VAT exempt, 24/7 security, free office space included.
Installment advantage
Only UAE free zone accepting 2, 3, or 6 installment payments
AFZ accepts licence payments via 2, 3, or 6 post-dated UAE cheques — a structural advantage over every other channel-partner zone. Cash-flow-constrained founders can spread NuVenture (AED 4,888), 1-Visa (AED 10,800), or Executive Office packages across 6 months without taking a bank loan.
Invoice transparency · AFZ
What lands on your invoice. Line by line.
Every fee, in the order it hits. No “admin” tax, no hidden markup — Formenzo's margin is the zone's channel-partner commission, not a line on your invoice.
0 visas · licence only
- AFZ licenceAED 4,888
- Gov + authority adminBundled
- Formenzo service feeAED 0
1 visa · founder
- AFZ licenceAED 4,888
- Entry permit × 1AED 2,810
- Medical + EID × 1AED 820
- Gov + authority adminBundled
- Formenzo service feeAED 0
2 visas · partners
- AFZ licenceAED 4,888
- Entry permit × 2AED 5,620
- Medical + EID × 2AED 1,640
- Gov + authority adminBundled
- Formenzo service feeAED 0
Visa bundle uses AFZ-standard rates. Final visas stamped per applicant; typing-centre and translation fees are only added when they actually occur and billed at cost (usually AED 0 for English-passport applicants, AED 100–200 otherwise).
Banking reality · AFZ
The real bank-approval picture for a AFZ licence.
Channel-partner outcomes by passport bucket, over the last 90 days. “Limited” means the bank rarely approves this combo — we'll re-route you rather than waste your time.
| Bank | IN / UK / PH Low friction | PK / BD / NG Enhanced DD | RU / IR / SY Sanctions screen | US FATCA disclosure | Days |
|---|---|---|---|---|---|
| Wio | Strong | Limited | Limited | Standard | 5–7 |
| Mashreq NeoBiz | Strong | Enhanced DD | Enhanced DD | Standard | 10–14 |
| Emirates NBD | Standard | Enhanced DD | Limited | Enhanced DD | 14–21 |
| RAKBANK | Strong | Enhanced DD | Limited | Standard | 12–18 |
| CBI | Standard | Enhanced DD | Enhanced DD | Enhanced DD | 14–25 |
| ADCB | Standard | Enhanced DD | Limited | Standard | 18–21 |
Outcomes are directional channel-partner patterns, not a guarantee for any specific applicant. “Days” = typical time from licence issuance to funded IBAN.
Banking partners
Banks that open accounts for AFZ companies with 90%+ approval.
Average time to IBAN
21 days
from license issuance
Formenzo setup timeline
Day-by-day what we deliver end-to-end, from signed engagement to funded IBAN.
Initial approval
We file your application with the Free Zone authority.
~1 day
License issued
Trade license + Establishment Card in hand. You can sign contracts.
~1 day
Investor visa
Entry permit → medical → Emirates ID → stamping.
~10 days
Bank account opened
Funded UAE IBAN ready to receive payments.
~9 days
AFZ — frequently asked questions
Quotable, answer-first, optimized for AI search (Perplexity, ChatGPT, Google AI Mode).
How much does a AFZ license cost in 2026?
+
A Ajman Free Zone (AFZ) license costs AED 6,288 all-in for the zero-visa package in 2026 — that includes government license fee, Establishment Card, and Formenzo's all-inclusive service fee. Add one investor visa (entry permit, medical, Emirates ID, stamping) and the total becomes AED 9,918.
How long does AFZ company setup take?
+
AFZ issues the trade license in 2 business days after initial approval (1 day). A residency visa adds approximately 10 more days. Opening a UAE corporate bank account adds 9 days on top. Total from signup to funded UAE IBAN: about 21 days.
How many visas can I get with AFZ?
+
AFZ default package includes 2 visas, and the maximum allowed per license is 8. Each additional investor or employment visa costs approximately AED 2,810 including entry permit, medical, Emirates ID, and stamping.
Which UAE banks open accounts for AFZ companies?
+
AFZ companies primarily bank with RAKBANK, Mashreq NeoBiz, Emirates NBD. Formenzo coordinates the KYC process and typical time from license issuance to funded account is 19 days. Bank approval rates vary by nationality; we pre-match you to the right bank before filing.
What business activities does AFZ allow?
+
AFZ permits approximately 3,500 business activities. It is best suited for trading, general trading, ecommerce, consulting. Activities not allowed include restaurant, retail physical — these require a UAE Mainland license.
Can I form a AFZ company without visiting the UAE?
+
Yes — AFZ formation is fully remote through Formenzo. We handle document collection, trade name reservation, MOA drafting, and submission without a UAE visit. You only come to the UAE for one day to complete the medical fitness test and Emirates ID biometrics — and only if you want a residency visa. The trade license itself can be issued with zero travel.
Is AFZ eligible for 0% UAE Corporate Tax?
+
Yes. AFZ is a recognized UAE Free Zone, so companies qualifying as a Qualifying Free Zone Person (QFZP) can maintain a 0% Corporate Tax rate on qualifying income. Non-qualifying income is taxed at the standard 9% above AED 375,000. AFZ companies must register with the Federal Tax Authority within 3 months of incorporation — Formenzo handles this filing.
Why choose AFZ over other UAE Free Zones?
+
AED 4,888 NuVenture · AED 10,800 with visa · installment payments (unique). NuVenture AED 4,888 — cheapest UAE free zone licence. 1-Visa Package AED 10,800 — cheapest visa-bundled channel-partner rate. Banking score: 6/10. Setup speed: 2 days. Starting cost: AED 6,288. Take Formenzo's 60-second assessment to compare AFZ against 47 other UAE Free Zones based on your nationality, budget, and business activity.
Other Ajman Free Zones
Compare AFZ with other options in the same emirate.
AMC
Cheapest UAE creator licence · SMI from AED 2,500 · 12,000+ companies
ANCFZ
UAE's cheapest first-party licence — AED 4,888 · 15-minute registration · Dubai rep office
IFZA
Best balance of price, speed, and Dubai address
RAKEZ
Instant licence in 5 minutes. 24-hour full setup. Saqr Port industrial hub.
Ready to form your AFZ company?
Take our 60-second assessment. We'll prepare your docs, file with AFZ, and have your license in 2 days.